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SEA CHANGES IN CONSUMER FINANCIAL PROTECTION: STRONGER AGENCY AND STRONGER LAwS dee pridgen*. 1american consumer protection law is undergoing a "sea-change" from what. collapse of the housing bubble led to the loss of billions of dollars in the value
Paul Krugman asks in his column this morning why Texas managed to largely escape the worst of the housing bubble while Georgia leads the country in the number of failed banks. Both are states in which the major cities have relatively few zoning restrictions or natural barriers, which allows for easy sprawl to meet new housing demand.
I mentioned earlier in the year, that these consumer protection laws may have played a major role in keeping Texas from having a major housing bubble. I did not know at the time that there was a study at the Dallas Federal Reserve, Why Texas Feels Less Subprime Stress than U.S. , that also came to the same conclusion:
What’s preventing another housing market collapse?. Texas leading the way.. the Dodd-Frank Wall Street Reform and Consumer Protection Act was signed into law and required loan originators to.
For added context, the new rule mainly pertains to consumer financial products. study that was required by law. The rulemaking process itself spanned more than two years.” “At no time during the.
The Office of Consumer Credit commissioner will not intervene if the matter is in litigation or a court has made a ruling, Be aware that your complaint and the information you provide may be available to the public under the texas public information Act (chapter 552 of the Texas Government Code).
The sanctuary city ban, which passed the Senate Infrastructure and Security Committee, will be voted on by both chambers before May 3. Florida is home to 775,000 illegal immigrants out of 10.7 million present in the United States, ranking the state third among all states.
United States housing bubble. On December 30, 2008, the Case-Shiller home price index reported its largest price drop in its history. The credit crisis resulting from the bursting of the housing bubble is-according to general consensus-an important cause of the 2007-2009 recession in the United States.