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How Long Can You Stay in Your Home After You Stop Paying the Mortgage?

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The length of time you will be allowed to remain in the home after a foreclosure varies from state to state. However, no matter the jurisdiction, legally speaking, you do not have to move out immediately after receiving notification of a foreclosure. You may remain in the home until you receive notification of the sheriff’s sale.

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After a bank forecloses on a home, how long can you stay in the home, and if you didn’t leave how can they get you out? One Response to "How long can you stay in a home after foreclosure in NJ?" Jeff Jenkins November 22nd, 2013 . Thanks for your question. There were a large number of foreclosures filed in New Jersey prior to December 2010.

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The legal foreclosure process generally can’t start during the first 120 days after you’re behind on your mortgage. After that, once your servicer begins the legal process, the amount of time you have until an actual foreclosure sale varies by state.

Home > Chapter 13 > How Long Can I Stay In My House After Foreclosure?. How Long Can I Stay In My House After Foreclosure? By Scott Riddle Posted in Chapter 13, Chapter 7, Debt Collection & Foreclosure. If you have gone through the foreclosure process, maybe because you have decided to leave an expensive house and debt behind, and you are still living in the house, you are probably wondering.

Depending on where you live this process can take anywhere from a few weeks to a few months. So, until stay relief is granted you can sit tight and stay in your house. Once stay relief is granted, the clock will start ticking. Finally, if the mortgage company does nothing, the stay will remain in effect until your case is discharged and closed.

Once your lender starts to foreclose on your home, you still have the option to live there for at least several months. If you’ve decided you can’t pay off the mortgage, you can stop paying, wait.

After all, she’s getting a better return by doing so, so she should have more money in the long run. to pay off your high interest debt. Paying off those debts is likely going to get you the.

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