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Banks, parents and financial advisers often have general guidelines for what percentage of income you should put toward housing. A 30 percent-of-income rule of thumb has existed since a 1981 act of Congress raised the cap for renters to contribute 30 percent of their income to public housing rentals.
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Current rates in Florida are 3.66% for a 30-year fixed, 3.04% for a 15-year fixed, and 3.82% for a 5/1 adjustable-rate mortgage (ARM). Learn more about today’s mortgage rates.
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